Financial Capital Funding Source, LLC
Since real estate tends to represent the single largest investment most of us make, It is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has its files and program. The difficulty for most people in shopping for eir loans is that they don’t know all the right questions to ask.
Adding to that difficulty is the fact that most lenders have only two or three programs to offer, so their job is to sell you what they have rather than find the program that fulfills your needs. We, on the other hand, can tailor the package to ‘your needs based on many factors, such as your current income. What is your expectation of the earnings and how long do you plan to own your property? Etc.
Since we broker through many different lenders, we have access to a large number of programs. We will explain your options and assist you in making a fully informed choice. Since our fee is based on the loan amount, not on the bank program, we are not motivated to try to sell you a loan that you don’t want.
WE DON'T WORK FOR THE LENDER WE WORK FOR YOU
We provide the following services:
- Commercial
- Residential
- Apartment Building
- Purchase or Refinance
- Line of Credit
- Loan Consultation
- Aggressive Pricing
- Timely Performance
IT DOES NOT COST MORE TO USE THE SERVICES OF A MORTGAGE BROKER
Mortgage Brokers provide an extremely important service in the field of finance, including loan origination, working face-to-face with the borrower, pre- qualifying the loan, verifying credit and property aspects of the loan and making sure that you, the borrower are protected in all areas of the loan. The Mortgage Broker then presents the loan to the Mortgage Lender for funding. To provide this valuable service, the lender gives the Mortgage Broker a wholesale cost that makes it possible for you, the borrower to obtain the most competitive rate available.
THE MORTGAGE BROKER IS COMMITTED TO CUSTOMER SATISFACTION
We know that for us, one of the most important considerations with any loan is simply to stay in constant touch with the borrower. We also know the importance of getting the job done in a timely manner. We pride ourselves on the number of referrals sent to us by satisfied borrowers and we are committed to earning the respect and confidence of every single client.
AS YOUR MORTGAGE BROKER WE REPRESENT THE BORROWER NOT THE LOAN PROGRAM
Lenders from all over the country send daily rate quotes on their particular loan programs. However, many loan programs may not be for the particular needs of the borrower. That’s why working closely with you, we can seek out the lending program that truly fits your needs and not the lenders. As your Mortgage Broker, we understand the needs and desires of our community. Nothing is more important than making sure you get the best loan in today’s fast-changing market.
THE MORTGAGE BROKER PROTECTS THE BORROWER
Quite often the borrower may wish to receive a letter of commitment from the Mortgage Broker that will ensure the rate offered will be available at closing.
PROFESSIONAL MORTGAGE BROKERS
As a member of the Association of Mortgage Brokers, we have demonstrated our firm commitment remains an an informed profession in the rapidly changing the world of real estate finance. This dedication, which includes an adherence to a precise Code of Ethics and Standards of Professional Practice, results in the customer being represented by the most trustworthy in the industry.
WE PROVIDE LOANS TO PEOPLE, NOT NUMBERS.